What kind of injuries does Workers' Compensation Insurance typically not cover?

Workers' Compensation Insurance is designed to provide benefits to employees who suffer job-related injuries or illnesses that occur as a direct result of their work. This coverage typically excludes self-inflicted injuries because such injuries do not arise from a work-related incident or environment. Self-inflicted injuries indicate that the employee intentionally caused harm to themselves, which is outside the scope of what Workers' Compensation aims to address.

Injuries classified as job-related (like accidents that occur while performing duties assigned by the employer) and workplace accidents (which encompass a wide range of unforeseen incidents that cause injury) are part of the coverage. Overtime injuries similarly fall under this umbrella as long as they are sustained while performing work-related tasks. However, since self-inflicted injuries do not reflect a work-related cause, they are rightfully excluded from coverage under Workers' Compensation Insurance.