What type of coverage is typically NOT included in worker's compensation?

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In the context of worker's compensation, punitive damages are typically not included because the primary purpose of worker's compensation is to provide benefits for employees who are injured or become ill as a direct result of their job. This system is designed to be a no-fault insurance mechanism that offers medical expenses, wage replacement, and job retraining regardless of who was at fault for the injury.

Punitive damages, on the other hand, are awarded in civil cases to punish a defendant for particularly harmful behavior and are intended to deter others from similar actions. They are not a part of the worker's compensation framework, which focuses on ensuring injured workers receive support rather than on penalizing employers or third parties. This distinction is crucial to understanding the nature of worker's compensation laws and why certain types of damages are excluded from coverage.

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